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shareGRO Terms of Use (Investment Advisory Firm )

Policy Effective Date: June 15, 2020
1. Introduction
shareGRO Inc. is an automated investment advisor available online and through mobile applications.
1.1 Purpose
shareGRO provides an online platform to invest collaboratively with others, in families, and as communities, giving you the ability to Invest in Freedom ™. As part of our platform, we offer an automated investment service with tools and lists from which you may select securities to help you establish standard or customized portfolios. Should you choose to become our Member, you may choose index and other exchange-traded funds (ETF) and individual securities, stocks, and bonds. We will help manage this portfolio if you choose, including continually rebalancing that portfolio, or a portion you indicate, on your behalf in a very low cost and tax-efficient manner. However, until you have chosen to use shareGRO as an investment advisor by executing our Member Agreement, nothing on our website or mobile app should be considered investment advice and may not be relied upon. Articles or content on our website or mobile app is for educational purposes only and is not investment advice.
When you use our website and mobile applications you enter into a series of legally binding agreements.
1.2 Agreement
When you access our website at www.sharegro.com and/or our mobile applications ("our website" (which includes our blog), "our app" or "shareGRO") as a Pre-Member, you're agreeing to be bound by the following Terms of Use, and, if you've elected to become a Member, our Member Agreement. Please, therefore, take the time to read the following binding Terms of Use below. You hereby consent to the electronic delivery of brochures and periodic statements, if any, relating to your use of shareGRO and its services.


You also agree to our Privacy Policy which covers how we collect, use, share and store your personal information.
For the purpose of this agreement, a Pre-Member is an individual who uses our website or mobile application to evaluate our service, to collaborate with others, or for educational purposes and a Member is an individual who signs our Member Agreement that entitles the Member to have her or his investment portfolio managed by shareGRO. This Agreement, as well as the Privacy Policy applies to both Pre-Members and Members.

If you elect to become a Member, you will be subject to these Terms of Use, our Member Agreement, our Privacy Policy, and any additional terms to which you agree when you create and fund an investment account.
2. Obligations
You must be 18 or older to access our website or mobile applications.
2.1 Eligibility
shareGRO is intended solely for individuals who are 18 or older. Any access to or use of shareGRO by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using shareGRO, you represent and warrant that you are 18 or older or that you have express permission from your legal guardian to access shareGRO with their supervision.
You will keep your Pre-Member name and password a secret.

You will not share your account with anyone else.
2.2 Your Access
In order to access certain features of shareGRO, you must register to create an account ("Pre-Member Account"). When you register, you will be asked to choose a password, which you will be required to use to access your Pre-Member Account. shareGRO has physical, electronic and procedural safeguards that comply with federal standards to guard Pre-Members' and Members' non-public personal information (see Privacy Policy).

You are responsible for safeguarding your password and other Pre-Member Account information. You agree not to disclose your password to any third party and you will notify shareGRO immediately if your password is lost or stolen or if you suspect any unauthorized use of your Pre-Member Account. As a Pre-Member you agree that you shall be solely responsible for any activities or actions under your Pre-Member Account, whether or not you have authorized such activities or actions.

You agree that the information you provide to us on account registration through our website or mobile applications will be true, accurate, current, and complete.

If you wish to develop enhancements to the shareGRO service then you must do so via our "Partner Program" API. As used in these Terms, "APIs" means programmatic web APIs and associated tools and documentation that provide access to certain data displayed on our website or in our mobile applications. Access to our APIs requires you meet our Partner Program eligibility criteria and enter into a signed partnership agreement with shareGRO. You may not scrape or copy information through any means (including crawlers, browser plugins, and add-ons, and any other technology or manual work) as explained in Section 6.2.

If you wish to learn more about becoming a Partner, please contact [[email protected]].
We may send you communications that you are required to read. You may customize them according to your preferences.
2.3 Alerts, Notifications, and Service Communications
By creating a Pre-Member Account, you automatically sign up for various types of alerts via e-mail and mobile notification. When logged in, you may customize, modify, and in some cases deactivate alerts by adjusting the settings accordingly.

We never include your password in these communications, but we may include your name, or email address and information about your portfolio(s) if you are a Member. Anyone with access to your e-mail or mobile device will be able to view these alerts.

You may unsubscribe from marketing-oriented emails at any time.
3. Disclaimer and Limit of Liability
shareGRO cannot be held responsible for any financial insights or recommendations provided to Pre-Members.
3.1 For a Pre-Member who is not a Member
You understand and acknowledge that the investment results you could obtain from investment information and financial insights provided by shareGRO cannot be guaranteed and that shareGRO cannot be held responsible. All investments entail a risk of loss and that you may lose money. Investment management services may be offered to individuals who become Members, at the sole discretion of shareGRO. Your election to engage our investment management services are subject to your explicit enrollment and acceptance of the separate Member Agreement and related fee schedule.

You agree and understand that your use of shareGRO is for educational purposes only and is not intended to provide legal, tax, or financial planning advice. You agree as a Pre-Member that you are responsible for your own investment research and investment decisions, that shareGRO is only one of many tools you may use as part of a comprehensive investment education process, that you should not and will not rely on shareGRO as the primary basis of your investment decisions and, except as otherwise provided for herein, shareGRO will not be liable for decisions/actions you take or authorize third parties to take on your behalf based on the information you receive as a Pre-Member of shareGRO or information you otherwise see on our website.
This is our disclaimer of legal liability.
3.2 Disclaimer Warranties
Your use of shareGRO's Website and the personal information you provide is at your sole discretion and risk. shareGRO's Website and all materials, information, products, and services included therein are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from shareGRO.

SHAREGRO EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO SHAREGRO'S WEBSITE, CONTENT AND/OR Pre-Member INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. SHAREGRO DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED:

1. REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF SHAREGRO'S WEBSITE, CONTENT AND/OR Pre-Member INFORMATION;REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF SHAREGRO'S WEBSITE, CONTENT AND/OR Pre-Member INFORMATION;REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF SHAREGRO'S WEBSITE, CONTENT AND/OR Pre-Member INFORMATION;

2.THAT SHAREGRO'S WEBSITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED;

3. THAT SHAREGRO'S WEBSITE WILL BE FREE FROM ELECTRONIC VIRUSES; OR

4. REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY SHAREGRO ON ITS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA.


No advice or information, whether oral or written, obtained by you from shareGRO's Website, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk.

Some states or jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above exclusions may not apply to you.
These are the limits of legal liability we may have to you.
3.3 Limitation of Liability
IN NO EVENT SHALL SHAREGRO OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF SHAREGRO, CONTENT AND/OR Pre-Member INFORMATION, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH SHAREGRO OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT SHAREGRO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL SHAREGRO'S CUMULATIVE LIABILITY TO YOU EXCEED U.S. $100.

You may request termination of your Pre-Member Account at any time and for any reason by sending an email to [email protected]


4. Termination
We may terminate or suspend your access to shareGRO, in our sole discretion, at any time for any reason without notice to you. Further, if we believe, in our sole discretion, that a violation of these Terms of Use has occurred, we may take any other corrective action we deem appropriate. We reserve the right to investigate suspected violations of these Terms of Use. We may seek to gather information from a Pre-Member who is suspected of violating these Terms of Use (or from any other Pre-Member) and you agree to provide us with such information. We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting, publishing, or otherwise making available any Pre-Member information, emails, or other materials that are believed to violate these Terms of Use.

Any suspension, termination, or cancellation shall not affect your obligations to shareGRO under these Terms of Use (including but not limited to ownership, indemnification, and limitation of liability), which by their sense and context are intended to survive such suspension, termination, or cancellation.


5. Dispute Resolution If there is a legal dispute, it will take place in Texas Courts under Texas Law.
You agree that these Terms of Use shall be governed by and interpreted in accordance with the laws of the State of Texas, U.S.A. excluding that body of law pertaining to conflict of laws. Any legal action or proceeding arising under these Terms of Use will be brought exclusively in courts located in Austin, Texas, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein.

6. shareGRO "Dos" and "Don'ts" shareGRO grants you a license to use our website and mobile applications so long as you comply with all our rules.
6.2 Do's.
You agree you will: Comply with all applicable laws, including, without limitation, privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws, and regulatory requirements;

Provide accurate information to us, whether reported directly or through a third party who you authorize and keep it updated;

Use the services solely for your personal, non-commercial use;

Use your real name on your profile and keep your password confidential; Use the Services in a professional manner.

6.2 Don'ts.
Circumvent, disable, or otherwise interfere with security-related features of shareGRO or features that prevent or restrict use or copying of any content or Pre-Member information;

Upload, email, transmit, provide, or otherwise make available:

• any Pre-Member information which you do not have the lawful right to use, copy, transmit, display, or make available (including any Pre-Member information that would violate any confidentiality or fiduciary obligations that you might have with respect to the Pre-Member information); or

• any Pre-Member information that infringes the intellectual property rights of, or violates the privacy rights of, any third-party (including without limitation copyright, trademark, patent, trade secret, or other intellectual property rights, moral right, or right of publicity); or

• unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation; or

• any personal information that is unlawful, obscene, harmful, threatening, harassing, defamatory, or hateful, or that contain objects or symbols of hate, invade the privacy of any third-party, contain nudity, are deceptive, threatening, abusive, inciting of unlawful action, or are otherwise objectionable in the sole discretion of shareGRO; or

• any personal information that contains software viruses or any other computer code, files, or programs designed to (i) interrupt, destroy, or limit the functionality of any computer software; or (ii) interfere with the access of any Pre-Member, host or network, including without limitation overloading, flooding, spamming, mail-bombing, or sending a virus to shareGRO; or

• any personal information that includes code that is hidden or otherwise surreptitiously contained within the Pre-Member Information;

• Use any meta tags or other hidden text or metadata utilizing a shareGRO name, trademark, URL or product name;

• Forge any TCP/IP packet header or any part of the header information in any posting, or in any way use shareGRO to send altered, deceptive, or false source-identifying information;

• Interfere with or disrupt (or attempt to interfere with or disrupt) any shareGRO web page, server, or network, or the technical delivery systems of shareGRO's providers, or disobey any requirements, procedures, policies, or regulations of networks connected to shareGRO.

• Attempt to probe, scan, or test the vulnerability of any shareGRO system or network or breach or impair or circumvent any security or authentication measures protecting shareGRO;

• Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software used to provide the shareGRO service;

• Attempt to access, search, or meta-search shareGRO or content thereon with any engine, software, tool, agent, device, or mechanism other than software and/or search agents provided by shareGRO or other generally available third- party web browsers, including without limitation any software that sends queries to shareGRO to determine how a website or web page ranks;
• Violate the terms of service or any other rule or agreement applicable to you or shareGRO's inclusion in, reference to, or relationship with any third party or third-party site or service, or your use of any such third-party site or service;

• Collect or store personal information about other Pre-Members without their express permission;

• Impersonate or misrepresent your affiliation with any person or entity, through pretexting or some other form of social engineering, or commit fraud;

• Solicit any Pre-Member for any investment or other commercial or promotional transaction;

• Violate any applicable law, regulation, or ordinance;

• Scrape or copy information through any means (including crawlers, browser plugins and add-ons, and any other technology or manual work);
• Use, launch, or permit to be used any automated system, including without limitation "robots," "crawlers," or "spiders"; or

• Copy or use the information, content or data on shareGRO in connection with a competitive service (as determined by shareGRO);

• Monitor shareGRO's availability, performance or functionality for any competitive purposes

• Use shareGRO or content thereon in any manner not permitted b

• Copyrighted Materials: No Unauthorized Use. If you become aware of misuse of shareGRO or content thereon by any person, please contact shareGRO to report any abuse. shareGRO has adopted and implemented a policy that provides for the termination of Accounts of Pre-Members who infringe the rights of copyright holders. Please see the shareGRO Copyright and Intellectual Property Policy for further information.
7. General Terms If there is a legal dispute, it will take place in Texas Courts under Texas Law.
In the event that any provision in these Terms of Use is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The failure of a party to enforce any right or provision of these Terms of Use will not be deemed a waiver of such right or provision. You may not assign this Agreement (by operation of law or otherwise) without the prior written consent of shareGRO, and any prohibited assignment will be null and void.

shareGRO may assign this Terms of Use Agreement or any rights hereunder without your consent. The relationship of the parties under these Terms of Use is that of independent contractors, and these Terms of Use will not be construed to imply that either party is the agent, employee, or joint venture of the other. Note that if you elect to become a Member, the relationship of the parties will be governed by these Terms of Use, Member Agreement, our Privacy Policy and any additional terms to which you agree when you create and fund an investment account.

We reserve the right to change this Agreement by posting a revised Terms of Use and we agree that changes cannot be retroactive. If you don't agree with these changes, you must stop using shareGRO.

You agree the only way to provide us legal notice is at the address provided in Section 9.5.

In order to use the payment functionality of our shareGRO application or website, you must open a "Dwolla Platform" account provided by Dwolla, Inc. and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in the Dwolla account are held by Dwolla's financial institution partners as set out in the Dwolla Terms of Service. You authorize ShareGRO to collect and share with Dwolla your personal information including full name, date of birth, social security number, physical address, email address, and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla account through our shareGRO application or website, and Dwolla account notifications will be sent by us not Dwolla. shareGRO will provide customer support for your Dwolla account activity and can be reached at www.sharegro.com, [email protected], and/or [phone number]. In the event that you use a Dwolla account, you will be liable for any account balances or unpaid funds during your use of the account and thereafter, including upon and after terminating your Dwolla account.

You may access and use the shareGRO site and mobile app and/or the Services only in compliance with these Terms and all applicable local, state, national, and international law, rules, and regulations. You are granted a limited, non-sublicensable license to access our Site and use the Services, and electronically view, copy, (except where prohibited without a license) and print to hard copy portions of the shareGRO website (except third party content) for your personal, informational and internal use only. You shall not: (i) resell or make any non-internal use of the website, the Services or the website materials (or any portion thereof), unless expressly authorized in writing by shareGRO; (ii) distribute, publicly perform or publicly display any website materials (or any portion thereof); (iii) modify or otherwise make any derivative uses of the website, the Services or the website materials (or any portion thereof); (iv) use any data mining, scraper, spider robots or similar data gathering or extraction methods to access, monitor or copy any website materials or other content or information used by the website or the Services; (v) violate the restrictions in any robot exclusion headers on the website or the Services or bypass or circumvent other measures used to prevent or limit access to the website or the Services; (vi) take any action that imposes, or may impose, in our sole discretion, an unreasonable or disproportionately large load on our infrastructure; (vii) deep-link to any portion of the Services for any purpose, unless expressly authorized in writing by shareGRO; (viii) “frame”, “mirror” or otherwise incorporate any part of the website or the Services into any other web site, unless expressly authorized in writing by shareGRO; or (ix) use the website, the Services or the website materials other than for their intended purpose and as expressly permitted by these Terms.

Any use of the website, the Services or the website materials other than as specifically authorized in these Terms, without our prior written permission, is strictly prohibited and will terminate the license granted in these Terms. Such unauthorized use may also violate applicable laws including, but not limited to, copyright and trademark laws and applicable communications regulations and statutes. We reserve the right to revoke your authorization to access or use the website and the Services if we believe in good faith that you have violated these Terms or any laws whatsoever. Unless explicitly stated herein, nothing in these Terms will be construed as conferring any license to intellectual property rights, whether by estoppel, implication, or otherwise. The license granted by these Terms is revocable at any time.
8. International Use ShareGRO is only for use in the United States
8.1 shareGRO
< is only available for use in the United States. We make no representation that shareGRO is appropriate or available for use outside the United States. Similarly, we make no representations that accessing shareGRO from locations outside the United States is legal or permissible by local law. If you access shareGRO from areas outside of the United States, you do so at your own risk and are yourself responsible for compliance with local laws.

9. Miscellaneous This Agreement takes priority over previous agreements
9.1 Integration & Severability
This Agreement is the entire agreement between you and us with respect to shareGRO, and your use of our website and mobile app, and supersedes all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and us. If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder.

Investment recommendations are made to Members on an individual basis and may differ based on specific circumstances.
9.2 Advice may differ
You understand and agree that we act as an investment advisor for Members and will continue to do so. We and our personnel may make recommendations and take action for Members that may differ from the recommendations we give to you or the action we take on your behalf. In addition, our personnel may take actions for their own accounts based on their own investment situations that differ from the recommendations we give you or actions we take on your behalf.

Any notice or communication will be in writing by email.
9.3 Communication
You agree that these Terms of Use and the rules, restrictions, and policies contained herein, and shareGRO's enforcement thereof, are not intended to confer and do not confer any rights or remedies on any person other than you and shareGRO. These Terms of Use together with the shareGRO's Privacy Policy and Member Agreement (if applicable) constitute the entire agreement between shareGRO and you with respect to the subject matter hereof. Any notice or other communication to be given hereunder will be in writing and given by (a) shareGRO via email (in each case to the address that you provide), or (b) you via email to [email protected] or to such other addresses as shareGRO may specify in writing. The date of receipt shall be deemed the date on which such notice is transmitted.

We welcome your feedback!
9.4 Feedback
Your feedback is welcome and encouraged. You may submit feedback by emailing us at [email protected] You agree, however, that (i) by submitting unsolicited ideas to shareGRO or any of its employees or representatives, by any medium, including but not limited to email, written, or oral communication, you automatically forfeit your right to any intellectual property rights in such ideas; and (ii) such unsolicited ideas automatically become the property of shareGRO. You hereby assign and agree to assign all rights, title, and interest you have in such feedback and ideas to shareGRO together with all intellectual property rights therein. In addition, you warrant that all moral rights in any feedback have been waived, and you do hereby waive any such moral rights.

If you have any questions ...
9.5 Questions
This document constitutes shareGRO's complete Terms of Use for shareGRO and related services.

If you have questions about these Terms of Use or about shareGRO or content thereon, please contact shareGRO at [email protected]

You can also contact shareGRO by phone at 512-655-9747 or by U.S. mail at: shareGRO Inc. 1050 Private Road 7011 Lexington, TX 78947

No Financial or Investment Advice to Pre-Members; shareGRO is not a tax advisor
shareGRO Inc. is registered with FINRA.org and in all 50 states. shareGRO is developing software platforms that may be used, either by shareGRO or parties that license its platforms. Any information provided on the shareGRO or mobile app should NOT be considered a recommendation. shareGRO Inc. does not make any recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable or advisable for you or for any specific person, or that an investment in such securities will be profitable. Nothing on the shareGRO website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by shareGRO or any third party. shareGRO may provide access to certain services through formal or informal relationships with independent third-party service providers. Your use of such products and services shall be solely pursuant to your agreement with such third-party financial service providers. As a Pre-Member, you alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.

By your use of this Site as a Pre-Member, you agree and acknowledge that:
• The shareGRO website and mobile app are provided for information purposes only and is not to be treated as advice to make any specific investment or to pursue any particular

investment strategy; • Nothing in the shareGRO website or mobile app is meant to be specific financial advice or a personalized recommendation to buy, sell or hold a security;

• You may not rely on anything on this shareGRO website or mobile app to make any financial or investment decisions and you should consult an investment professional familiar with your specific financial situation before making any such decisions;

• shareGRO site may include certain information obtained from stock exchanges and other third-party sources believed to be reliable, but shareGRO Inc. does not guarantee the sequence, accuracy, completeness, or timeliness of any information contained on the shareGRO website or mobile app;

• shareGRO Inc. does not warrant any results from your use or reliance on any information contained on, or functionality provided by, the shareGRO website or mobile app;

• shareGRO is not obligated to update any information or opinions contained in any of the information on the shareGRO website or mobile app, including that which is subject to change based on varying market conditions or economic circumstances;

• None of the information contained on this site constitutes a solicitation, offer, opinion, or recommendation by shareGRO to buy or sell any security, or to provide legal, tax, accounting, or investment advice or services regarding the profitability or suitability of any security or investment;

• The information provided on this site is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation.

YOU'RE ALMOST THERE!

[It's Your Free Gift From Us]
ENTER YOUR EMAIL ADDRESS BELOW AND WE WILL EMAIL YOU THE 2 FREE CHAPTERS AND A PERSONAL FINANCE WORKSHEET RIGHT AWAY
Written by Dr. Adrian B. Early, founder and CEO of shareGRO Practice, a division of StockRoller, Inc.

YOU'RE ALMOST THERE!

[It's Your Free Gift From Us]
ENTER YOUR EMAIL ADDRESS BELOW AND WE WILL EMAIL YOU THE FREE PLAN OUTLINING TOOL RIGHT AWAY
Created by Dr. Adrian B. Early, founder and CEO of shareGRO Practice, a division of StockRoller, Inc.